Mortgage Statements Are Nauseating!

My annual mortgage statement came in the mail today.  Most years, I have thrown them out with out even opening them ( I know, I am so ba-a-a-d!).  But this year, for some unknown yet apparently sadistic reason, I decided to open it. 

Over the past 12 months, we have paid only $1949 dollars off of the principal, and a whopping $12,948 in interest.  Oh but wait… the good news is… there is only 36 years and 4 months left of the amortization!  To further disgust Shawn and I, I figured out how many hours Shawn had to work to earn that $13,000… you don’t even wanna know… I wish I didn’t!!

Paying off our mortgage in record time hasn’t been on our list of financial goals, but now I am starting to wonder…  After we pay off the debt ( still making good progress!!), and start saving on a more regular basis, will I increase our mortgage payments and try to blast that huge beast?  Or will I want to relax a bit more by then? 

I can’t say for sure.  Just thinking about what else I would rather do with $13,000 has re-stoked the fire under my butt, and makes me want to buckle down even more.  Our lovely January vacation is over ( and paid for, yay!!) so now it’s time to get back to kicking that credit card !